There is a way to cut down on your scrapbook paper costs: free printable scrapbook paper. But  be careful ... there are some considerations when opting to print your own paper from the Internet.

Sample from article: 

A good place to start is by entering the term "free printable scrapbooking paper" or something similar into a search engine such as Google. You'll get a list of several sites, but start at the top of the search results page first -- you'll have the best luck with these sites. Try the first ten or twenty sites and see what you find. You may be surprised by the options!

After you've perused the results of that search, try searching for "free digital scrapbook paper". What you'll find here are more sites that offer